Federal law provides protections for consumers who are victims of severe forms of trafficking in persons or sex trafficking. A consumer reporting agency (“CRA”) may not furnish adverse information that resulted from such trafficking when the consumer provides the required trafficking documentation.

If you are a victim of human trafficking and believe that adverse information contained in your consumer file resulted from trafficking, you may submit a request to Voyint to have the applicable information blocked from your consumer report.

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To submit a request, please provide:

1. Appropriate proof of identity. This may include any of the following:

   • First, Middle, Last Name

   • Any other or previously used names,

   • Current and/or recent full address (street number and name, apt. no., city, state, and zip code)

   • SSN

   • DOB

2. Documentation establishing that you are a victim of trafficking. To include:

   • Victim Determination Information

     • ​Federal, State, or Tribal government entity

     • Non-governmental organization or human trafficking task force

     • Self-Attestation by a consumer who identifies as a victim of trafficking. This attestation must be signed by a Federal, State, or Tribal government entity.

3. Documentation that identifies items of adverse information that should not be furnished by a CRA, because the items result from a form of trafficking in persons or sex trafficking:

   • Records containing derogatory information

     • Payment delinquencies or defaults

     • Records of coerced debt

     • Records of criminal arrests and convictions

     • Records of evictions or non-payment of rent 

4. Your preferred method of contact for communications concerning your submission.

   • Email

   • Mailing Address

 

Submit your request:

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Mailing address:

11921 Freedom Drive, Suite 550
Reston, VA 20190

 

E-mailing address:

assistance@voyint.com
 

We will review your submission in accordance with the Fair Credit Reporting Act and applicable federal regulations. If additional information is necessary to complete your submission, we will contact you using your preferred method of contact.

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You will receive written or electronic notification of the determination and, where applicable, a copy of your revised consumer report at no cost.

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If you have questions regarding any portion of this regulation, please call Voyint at (703) 424-2040.